Interchange++ Cost Calculator

Calculate your true payment processing costs with HSA/FSA cards

Your Volume

Average Order Value (AOV)

$

Payments Volume

$

Rate Assumptions

Interchange %

%

Network Assessment %

%

Network Auth Fee / txn

$

Your Pricing

Markup %

%

Flat Fee / txn

$

Cost Breakdown

Blended Rate

3.21%

% of volume

Savings vs. 3.90% + $0.30

$9.8K

vs. standard pricing

Component	Rate	Cost
Interchange	1.75%	$17.5K
Network fees	0.17% blended	$1.7K
Processing fee	1.20% + $0.10/txn	$13.0K
Total	3.21% blended	$32.1K

Interchange (54.4%)

Network (5.1%)

Processing (40.4%)